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Five Questions to Ask When Shopping for a Health Plan

5 Questions to Ask when Shopping for a Health Plan

This year, Access Health CT has 22 health plans from high-quality insurance carriers to choose from, categorized by metal level. You can select a plan that best meets your health needs and fits your financial situation. With so many choices, it is important to know how to shop for the coverage that best meets your healthcare needs.

Shopping for Coverage

To shop for coverage, visit the Compare Plans page on AccessHealthCT.com. Complete all requested information (including doctors, prescriptions and expected medical services) and click “Next” to view your plan options. Then use our Plan Comparison Tool to compare coverage choices.

As you compare coverage options, ask yourself questions like these. They’ll help you focus on the options that will serve you best:

  1. Are your doctors in the provider network?
  2. Are your prescriptions covered?
  3. Are the services you need covered?
  4. How much are the premium and copayments?
  5. What is the out-of-pocket maximum?

Review each plan’s coverage document to make sure the plan has what you need. Complete coverage documents are available for every plan we offer. This makes it convenient to compare plans before enrolling. Once enrolled, you can reference these documents anytime within your Consumer Account. You should also check the insurance carriers’ websites for the most up-to-date information about their provider networks.

Need Help?

A wealth of information is available to help you make the best decision as you shop and compare your coverage options. There’s also help available to you — in person, online and over the phone. We’re here to help, and all help is free.

And don’t forget about our network of Certified Brokers — there are more than 650 of them across the state. They are an excellent resource for free, expert advice on finding the right coverage. They can help you through the entire enrollment process and can answer any questions you might have about using your coverage and making the most of the benefits available to you. Use our online tool to find a broker near you. 

Watch our video about making sure your coverage has what you need.