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Health Plans

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Learn About Our Plans

Before you pick a new health and/or dental plan, make sure you know how our plans work and what services are covered. Keep your own needs in mind – search for your doctors, prescription drugs and expected medical services before you apply.

Our Insurance Companies

Access Health CT certifies the insurance companies and the health and dental plans that they sell through Access Health CT to make sure you have access to affordable care that covers everything required by law. Each insurance company offers a broad array of useful information to help you make the most of your plan(s). We offer healthcare plan options through:

Monthly Premiums

Your monthly payment (or premium) x 12 months (minus any financial help you may qualify for)

Yearly Deductible

The amount you pay each year before your plan pays anything (from $0 to several thousand dollars, depending on the plan)

Copayments & Coinsurance

Charges (a set dollar amount or percentage) you pay each time you visit a doctor, get care, or buy a prescription drug

Understand Plan Types and Important Terms

     

Access Health CT is Connecticut’s official health insurance marketplace, where you can shop, compare and enroll in quality health and dental plans. It is also the only place where you can qualify for financial help to lower your costs, and if eligible, enroll in free or low-cost coverage through HUSKY Health Programs (Medicaid and the Children’s Health Insurance Program (CHIP)) or the Covered Connecticut Program.

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We're here to help... and all help is free

Whether you have a quick question, don't understand terminology, or need help enrolling, there are help options to get you the answers you need.