Learn About Our Plans
Qualified Health Plans (QHP) are health insurance plans you can purchase through Access Health CT that provide coverage for the same set of minimum Essential Health Benefits, regardless of the level of the plan selected. These plans must also follow established limits on cost sharing (like deductibles, co-payments, and out-of-pocket maximum amounts) and meet other requirements under the Affordable Care Act.
Before you pick a new health and/or dental plan, make sure you know how our plans work and what services are covered. You can use our Compare Plans tool to explore the plan details and find one that works for you. Keep your own needs in mind — search for your doctors, prescription drugs and expected medical services before you apply.
Our Insurance Companies
Access Health CT certifies the insurance companies and the health and dental plans that they sell through Access Health CT to make sure you have access to affordable care that covers everything required by law. Each insurance company offers a broad array of useful information to help you make the most of your plan(s). We offer healthcare plan options through :
Understand Plan Types and Important Terms
Monthly Premiums
Your monthly payment (or premium) x 12 months (minus any financial help you may qualify for).
Yearly Deductible
The amount you pay each year before your plan pays anything (from $0 to several thousand dollars, depending on the plan). All plans offered through Access Health CT allow individuals to get certain covered services without having to pay their deductible.
Copayments & Coinsurance
Charges (a set dollar amount or percentage) you pay each time you visit a doctor, get care, or buy a prescription drug.
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